Why are Teacher's Health Care Premiums Increasing?

Well, here's part of the problem...a problem that those dopes in the media have neglected to share with the public. Check out this tidbit from Fred Bassett, the Superintendent of the Beechwood Independent School District:

Teachers Pay Higher Rates to Support Retirees from Other Plans
I read with interest the article "Some Employees Immune to Health Care Spike" in the Sept. 19 issue of The Sunday Challenger.One very important fact that was not mentioned is that the employees at NKU and other state universities as well as the city employees in your story that have their own low cost health insurance plans are only insured by those plans while they are actively working. Once they retire, they are pushed out of those plans and into the state health insurance program that serves both active and retired teachers.

Thus while they are young, healthy, working, and cheap to insure, these university and city workers don't have to pay the high rates that teachers have to pay, but once they are older, more likely to be sick, retired, and expensive to insure, they are moved into the teachers' health insurance plan. That drives up the rates for all teachers, both working and retired. This is certainly not fair to the teachers that have to pay higher rates for their entire careers as well as during their retirements to support these retirees from other plans.

I know that the population group in the teacher's insurance plan has a very high claims experience (i.e., they use their health care benefits a whole lot which leads to high premium costs). I just assumed that this was due to poor health habits (this is Kentucky) and possibly a larger than normal retiree population. Little did I know that university and city workers were "dumped" into this plan at retirement.

With retiree health costs costs far outpacing active employee costs, these significant changes that Fletcher has proposed were inevitable. So who's bright idea was this? Patton? Jones? Wilkinson?